RETIREMENT LIVING IN THE PHILIPPINES

Table of Contents

PART ONE: BUILDING THE FOUNDATION
Chapter I:	It All Begins With You
	Monkey A and Monkey B. Current Circumstances Need To Be Ignored Retirement In The Philippines Represents A Major Change Are You Living Life Or Just Walking Through Life We Cannot Change What We See In The Rearview Mirror Caution: Don’t Be An Educated Derelict Change Is The Game Getting Out Of Your Comfort Zone Fear and Courage The Process Of Achieving Your Dream The 7 Step Dream Achievement Process

Chapter II:	Determine The Why – What Do You Want
	19 Reasons To Retire In The Philippines Could All Of This Be For Real What You Don’t Want Dream Building Dream Building Steps Armor Was Made For Fighting Forward Shoot For The Moon Don’t Hold Back There Are Different Dreams For Different Seasons of Life

Chapter III:	When Do You Want It – Set A Deadline
	Procrastination If You Want To Get Somewhere Fast, Be In A Rush It Is Easier Not To Do Let’s Set The Date Your “Sometime” Is Now Excuse Target Completion Dates

Chapter IV:	What Are You Willing To Give Up
	What Is Your Sacred Cow How Let Go Of Your Sacred Cow

Chapter V:	Make A Decision

Chapter VI:	Get A Plan Of Action
	The Beautiful Filipina Woman If At All Possible Key Points For Research Prior To Departure Where Geographically To Locate What Will Be Your Source Of Income What Is Your Current Cash Flow Situation What Is Your Current Health Situation Are There Current Entanglements To Work Through Study The Culture And Nature of Fililpinos In General Study the Culture and Nature of the Filipina Woman Other Basic Issues Buy or rent Visa Transfer of money Food Security Health insurance IRS and BIR Bringing pets Filipina pen pals

PART TWO – THE ACTION STEPS

Chapter VII:	Execute The Plan – Pre Departure Steps

Chapter VIII:	Execute The Plan – Arrival In The Philippines
	The First 90 Days The First Six Months

PART THREE: MAINTAINING THE DREAM
	Appendix I: Map Of The Philippines Appendix II: Key Comparative Data by City Appendix III: Housing Costs – Select Cities Appendix IV: Comparative Total Costs of Living Appendix V: Visa Options and Immigration Appendix VI: Cash Flow Budgeting Template Appendix VII: Hospitals Appendix VIII: International Schools Appendix IX: Airlines in the Philippines Appendix X: Expat Associations Appendix XI: Useful Telephone Numbers Appendix XII: Foreign Diplomatic Missions Appendix XIII: Fiancee Visa to USA Appendix XIV: About the Author Appendix XV: New Books of the Author

Preface

So you are thinking about retiring in the Philippines, either part-time or full time. Your mind’s eye begins focusing in on an answer to your dreams, and you capture images of a tropical wonderland, 7,000 plus islands, fabulous seascapes, beautiful beaches, mountains, beautiful young Filipina women who adore Expats, and being able to live within your means when your means aren’t as meaningful as they used to be.

Yet, at the same time, there is that little voice whispering doubt and fear, trying to stop you in your tracks. It seems as if there are two monkeys on your shoulders – on one side Monkey A is telling you all the reasons why it is the right thing to do, yet on the other shoulder is Monkey B telling you all the reasons why you should or could never to such a thing. These two monkeys always show up when you begin to move toward your dream.

So you begin to research the possibility of such an action. You go to the internet, and you find numerous articles, blogs and books about retiring in the Philippines. Perhaps you have even purchased one or more of those books. By now, perhaps you have even read and digested all the facts and figures and pros and cons of such a major change in your life.

What to do next? Get the bad Monkey off your back and move forward to accomplishing your goal of a retirement with dignity - one free of anxiety over expenses for healthcare, housing, meals, entertainment, and travel; one where there is money left over at the end of the month, even if you are on a fixed income of less than USD $1,000 monthly, one full of fun, adventure and excitement in your life; even a retirement with a new beautiful Filipina girlfriend or spouse.

Retirement Is Not A Matter Of Age

Contrary to what most people think and speak - retirement is not a matter of age. it is a matter of money. It is all about whether you run out of money before the end of the month, or run out of month before you run out of money. Most people think of this in terms of how much income they earn each month, and fret and worry about how are they going to retire on their pension or fixed monthly income. In today’s Western societies, the answer we always come to, especially in light of the implosion of the world economy in 2009, is that we cannot retire, that we have to continue to work until we die. Well, I have good news for you – I have a wake up call for you!

There is another alternative to working until you die – it is about reducing your monthly expenses by 50% or 70%, which is the same as increasing your income. The important number is not your income, but what is leftover at the end of the month after you pay your expenses. This book is dedicated to showing you how, by getting out of your comfort zone, you can retire NOW, and retire with a life of fun, excitement, adventure, and romance.

In the pages that follow, we will focus not so much on the facts and figures (plenty of which I provide you), but rather on the process of finding the WHY (your personal primary reasons for retirement in the Philippines), the WHEN (establishing a firm date for the relocation), the DECISION (overcoming the doubt and fear always associated with major change), the PLAN (to get it done), and the EXECUTION (getting it done).

The most frustrated people in the world are those who have a dream but don’t know how to bring it to pass

To change the future and be successful in retiring in the Philippines, you must have a recipe, a template, a process that has been proven to work. It is kind of like trying to build that dream home by yourself. You keep hammering nails in the timber, but that completed house just doesn’t turn out like we thought. One problem – we forgot to talk to the architect and get the blueprints. Yes, you can build the house, but what will it look like and will it withstand the challenges of time. Will it turn out to be a mistake?

The most frustrated people in the world are those who have a dream but don’t know how to bring it to pass. This book is dedicated to teaching you the process of how to bring your dream to pass. It is dedicated to the 95% portion of what creates success - the DREAM, the DECISION, the PLAN and EXECUTION of the plan. This is a process I have learned over my lifetime, but is a process I can teach you in this one book. Let’s get started and let’s get that Monkey off your back.

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